The Agnostic  is a monthly newsletter delivering independent insight into MPS, investment structures, and the realities of modern advice. Built on a CIO‑style due diligence framework aligned to Financial Advisers’ CIP/CRP governance, it reflects Agnostic Adviser’s insourced consultancy approach - supporting firms in the design, implementation, and ongoing governance of their investment and retirement propositions. From CIP/CRP frameworks and MPS due diligence to investment oversight committees and client communications, the focus is on practical application - helping advisers evidence decisions, challenge providers, and maintain control of their propositions in a Consumer Duty environment.